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Marisa figat is investopedia's content integrity & complian. We publish unbiased product reviews; Allstate and state farm are two of the most popular insurance companies. Read our full state farm homeowners insurance review to learn more. Do you try to buy used machinery first? State farm offers flexible homeowners insurance policies you can buy without talking to an agent. We compared both carriers based on coverage options, discounts, customer service, and more. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial instit.